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EF-p-27 - INC 901TV k CALIFORNIA r WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY INSURANCE ENDORSEMENT---CALIFORNIA (Residence Employees) With respect to residence employees of the insured, and in consideration of an additional premium, the Company agrees: INSURING AGREEMENTS . Coverage I .to pay promptly when due all compensation and other benefits required of the insured by the workers' compensation law, and Coverage 11 5 to pay on behalf of the insured all sums which the insured shall become Jpgally obligated to pay as damages because of bodily injury by accident or disease, including death at any time resulting therefrom, sustained by any residence employee arising out of and in the course of his employment by the insured, f (a) sustained in the United States of America, its territories or possessions, or Canada, or (b) sustained while tempgrarily outside the United States of America, its territories or possessions, or Canada if the injured employee is a citizen or resident of the United States or Canada; but Coverage II does not apply to any suit brought in or any judgment rendered by any court.outside the United States of America, its territories or possessions, or Canada or to an action on such judgment wherever brought. DEFINITION A residence employee as used in this endorsement means any person employed by the owner or.occupant of a residential dwelling whose duties are incidental to the ownership, maintenance or use of the dwelling, including the performance of household domestic services, or who performs elsewhere duties of'a similar nature, or whose'duties are personal and not in the course of the trade, business, profession or occupation of the owner or occupant, as defined. Persons so employed are.covered provided that during the 90 calendar days immediately preceding the date of injury such employee has: . (a) actually been engegpd in such employment by the insured for no less than 52 hours and (b) earned from the insured no less than one hundred dollars ($100) in wages. APPLICATION OF ENDORSEMENT This endorsement applies only to injury (1) arising out of and in the course of employment and occurring during the policy period, or (2) occupational disease or cumulative injury of a reside6ce employee who during the term of this policy actually worked for the insured during the last day of covered employment' which exposed the employee to the hazard of such occupa- tional disease or cumulative injury. "Covered employment" means employment for an insured who possesses compensation coverage. CONDITIONS I. Policy Provisions t ` None of the insuring agreements, exclusions or conditions of t e policy shall apply to this endorsement except as stated above and the following: i 1 (a) any policy condition or provision applying to: ' (1) assignment, subrogation, or cancellation; (21 granting of permission or waiving of policy conditions or'provisions; (3) insured's duties in the event of an accident, occurrence, claim or suit as provided for under the personal liability or medical payments coverages; (4) suit or action against.the company; (5) agreement' for defense, settlement and supplementary payments as provided for under the personal liability coverage; (b) the definition of the words "business," "business property" and "insured premises," if applicable. 2. Additional Provisions Applicable to Coverage I ' The following provisions are applicable to Coverage I affordedcunder this endorsement: (a) The Company shall be directly and primarily liable to any residence employee of the insured entitled to the benefits of the Workers' Compensation Law under this policy.