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IMPORTANT <br />If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement <br />on this certificate does not confer fights to the certificate holder in lieu of such endorsement(s). <br />If SUBROGATION IS WAIVED, sutlect to the terms and conditions of the policy, certain policies may <br />require an endorsement. A statomorrt on this certificate does not confer rights to the certificate <br />holder in Ilcu of such endcxscmOnt(S). <br />DISCLAIMER <br />The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br />the issuing insurer(s), authnrized rnpresentntive or prnducer, and the certificate holder, nor does it <br />affirmatively or negatively amend, extend or alter the coverage afforded by the policies listed thereon. <br />ACORD 26 (2001108) created atwww.aCertsONLINE.com <br />