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:e : 11/25/02 Time : 10: 58 AM To : @ 15596881467 <br /> Page : 003-005 <br /> IMPORTANT <br /> If the certificate holder is an ADDITIONAL INSURED, the policy(ies)must be endorsed.A statement <br /> on this certificate does not confer rights to the certificate holder in lieu of such endorsements). <br /> If SUBROGATION IS WAIVED, subject to the terms and condittons of the policy, certain policies may <br /> require an endorsement.A statement on this certificate does not confer rights to the certiftate <br /> holder in lieu of such endorsement(s). <br /> DISCLAIMER <br /> The Certificate of Insurance on the reverse side of this form does not constitute a contract between <br /> the issuing insurer(s), authorized representative or producer,and the certificate holder, nor does it <br /> affirmatively or fiegatively amend,extend or alter the coverage afforded by the policies listed thereon. <br /> -ORD 25-S(7197) <br />