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<br />RE r.ORDINQ REQUESTED BY
<br />AL ��.j.A(Cr' TITZE
<br />WHEN kF2 bR'DED MAIL l0
<br />V\
<br />LENn_TFCK FINeNCI L,INC.
<br />214 WEST LOCKEFORD STREET
<br />LODI, CA 95240
<br />DOL. It; 2007-123010
<br />7!4/07 7:46 011
<br />page: 1 of 10 Fee: $30.00
<br />Gary W. Freeman Recorders
<br />San ,IoagVln
<br />Paid BY� gt1.IRNCECounty TITLE CO
<br />I IIWII IIIIII Ili hill Jill 1111,11lot 111111111111111 III, fill, IIIA 11l 1111
<br />ORIGINAL DEED OF TRUST
<br />J]
<br />RECORDER: INDEX FOR SPECIAL NOTICE
<br />Loan No. 1200
<br />This Deed of Trust ("Security Instrument"), made this date June 28, 2007. Tru
<br />,stor is JAMESBeneficMICH E E H18i O A'AAES,LLC D
<br />AN I.Le ENTITY ("Borrower"). The Trustee ALLIANCE TITLE, ("
<br />HEREIN;, whose address is C/O LEND-TECK FINANCIAL, INC. @ 214 WEST LOCKEFORD STREET, LODI, CA 95240
<br />("Lender").
<br />BORROWER, owes Lender the principle sum of (U.S. S195,000-00).
<br />by Borrowers note dated the same as
<br />'Phis debt is evidenced this Security Instrument ("Note"), which provides for monthly
<br />he
<br />payments, with the full debt, if not paid earlier, due and payable on August 1 2012. This Security Instrument secures to Lender:(of
<br />rcpaymant of the debt evidenced by the Note, with interest and all renewals, cNhuisions and modifications of the Note; (b)' Payment
<br />all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance o
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably
<br />grants
<br />and
<br />conveys to Trustee, in trust, with power of sale, the following described propertylocated in SAN
<br />JOAOU'o Couunnty, #:101-14-021
<br />ich
<br />has the address of: 8203E HIGHWAY 26 STOCKTON, CA 95215 ("Property property,e ga pt
<br />TOGETHER WITH all the improvements now or hereafter erected on theand all easements, appurtenances, and all
<br />fixtures now or hereafter to the property. All replacements and additions shall be covered by this Security Instrument. All of the
<br />foregoing is referred to in this Security Instrument as the "Property';
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey
<br />the Property, that the Property is unencumbered except for encumbrances of record. Borrower warrants and will defend generally the
<br />title to the Property against all claims and demands, subject to encumbrances of record.
<br />BORROWER AND LENDER COVENANT AND AGREE AS FOLLOWS:
<br />1. Payments or Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due, the principal
<br />of and interest on the debt evidenced by the Note, prepayment and late charges as provided in the Note.
<br />2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Bre Lender, Borrower rt h oxes and
<br />pay to
<br />Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum(I Plea eholdenr(a) marls of "round
<br />assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly payments e
<br />rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly
<br />mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8,
<br />in lieu of the payment of mortgage insurance premiums. These items we called "Escrow Items". Lender may, at any time, collect and
<br />hold Funds in any amount not to exceed the maximum amount a lender for a federally related loan may require for Borrower's escrow
<br />edures Act of 1974 as amended from time to time, 12 U.S.C. -2601 et seq.
<br />account under the federal Real Estate Settlement Proc
<br />("RESPA"), unless another law that applies to the Funds sets a lesser amLender may, at any time, collect and hold Funds due
<br />ount. If so,
<br />on the basis of current data and reasonable estimates of future Escrow items or otherwise in accordance with applicable law.
<br />The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including
<br />Lender, if Lender is such an institution) or in any Federal Home Loan Bank. analyzinge shall
<br />apply escrow account, Funds
<br />stt ower hying the Escrow
<br />y the Escrow Items.
<br />Lender may not charge Borrower for holding and applying the Funds. Yby er
<br />Items, unless Lender pays Borrower a one-time charge for an independent real estate tax reporting service
<br />elaw rhe u i Linder in to connection
<br />with this loan, unless applicable law provides otherwise. Unless an agreement is made or app 9
<br />e paid,
<br />Lender shall not be require to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however,
<br />that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing
<br />credits and debits to the Funds and the purpose for which each debit to the Fund was made. The Funds are pledged as additional security
<br />for all sums secured by this Security Instrument.
<br />If the Funds held by Lender exceed the amount permitted to be held by applicable law, Lender shall account to Borrower for the
<br />excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not
<br />sufficient to pay Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the
<br />amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at
<br />Lender's sole discretion.
<br />Order: FSST-T016000835 Doc: CASAN1:2007 00123010 Page 1 of 10 Created By: tullybob Printed: 3/21/2016 9:46:39 AM PST
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