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UNITED STATES BANKRUPTCY COURT D I f E, �� \� ED t� J - - I NORTHERN DISTRICT OF CALIFORNIA a IU SF.P 13 In re: James Michael Harrington Case No. 10.49577 Sheryl Rae Harrington EI IR0N1"ILN 1 r.EAUH CHAPTER 13 PLAN PERMIT/SERVICES Debtor(s). I . The future earnings of the debtor(s) are submitted to the supervision and control of the trustee, and the debtor(s) will pay to the Trustee the sum of $ 950.00 each month for 60 months. Debtor(s) elect a voluntary wage order. 2. From the payments received, the Trustee will make disbursements in accordance with the Distribution Guidelines as follows: (a) On allowed claims for expenses of administration required by I I USC §507. (b) On allowed secured claims, which shall be treated and valued as follows: Pre -confirmation Post Estimated Value of Claim Adequate confirmation Mortgage Interest Rate §506 Non§506 Name Collateral Amount Protection Payments Arrears (If Specified) -NONE- With respect to secured claims per §506, valuation stated shall bind unless a timely objection to confirmation is filed. With respect to non §506 secured claims as referenced in § 1325, the claim, to the extent allowed, shall control. If an interest rate is not specified, 5/6% per month (10% per annum) will be paid. A secured creditor shall retain its lien until the earlier of the payment of the underlying debt determined under non -bankruptcy law or discharge under section § 1328. (c) On allowed priority unsecured claims in the order prescribed by I I USC § 507. Priority claims shall be paid in full except to the extent allowed otherwise under 11 U.S.C. § 1322(a)(4). (d) On allowed general unsecured claims the debtor(s) estimates the general unsecured claims will be paid 4 %. 3. The following executory contracts are rejected. The debtor(s) waive the protections of the automatic stay provided in 1 I U.S.C. § 362 to enable the affected creditor to obtain possession and dispose of its collateral without further order of the court. Any allowed unsecured claim for damages resulting from rejection will be paid under paragraph 2(d). -NONE- 4. The debtor(s) will pay directly the following fully secured creditors and lessors: Name Monthly Payment San Francisco Fire Credit Union 2,368.00 5. The date this case was confirmed will be the effective date of the plan. 6. The debtor(s) elect to have property of the estate revest in the debtor(s) upon plan confirmation. Once the property revests, the debtor(s) may sell or refinance real or personal property without further order of the court, upon approval of the Chapter 13 Trustee, 7. The debtor(s) further propose pursuant to 11 USC § 1322(b) Special Intentions: Aurora Loan Services: Debtors will surrender 221 S. Palm Drive, Lucie, FL and any claim filed by said creditor will be paid as a general unsecured claim. Debtors reserve the right to object to any claim filed on any lawful basis. Aurora Loan Services: Debtors will to surrender 281 St. Lucie West Blvd. #206, Port St. Lucie, FL and any claim filed by said creditor will be paid as a general unsecured claim. Debtors reserve the right to object to any claim filed on any lawful basis. Bank of America: Debtors will surrender 241 SW Palm Drive #201, Port St. Lucie, FL and any claim filed by said creditor will be paid as a general unsecured claim. Debtors reserve the right to object to any claim filed on any lawful basis. Saxon Mortgage: Debtors will surrender 241 SW Palm Drive #201, Port St. Lucie, FL and any claim filed by said creditor will be paid as a general unsecured claim. Debtors reserve the right to object to any claim filed on any lawful basis. Dated: August 23, 2010 Is/ James Michael Harrington (Debtor) N.D. Cal., Oakland Division Model Chapter 13 Plan Page I of 2 Rev. 10/17/2005 soawars Copyright (c) 1996-2006 Best Case Solutions, Inc. -Evanston, IL- (800) 492-8037 Is/ Sheryl Rae Harrington (Debtor) Best Case Bankruptcy