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IIA. <br /> SCHEDULE 1 (Continued) I'', ` <br /> AMERICAN LAND TITLE ASSOCIATION <br /> RESIDENTIAL TITLE INSURANCE POLICY- 1979 <br /> EXCLUSIONS <br /> i <br /> In addition to the exceptions in Schedule B, you are not insured against loss, cols ts, attorneys' fees and expenses resulting from: <br /> 1. Governmental police power, and;the existence or violation of any law or government regulation. This includes building and zoninf <br /> ordinances and also laws and regulations concerning: <br /> land use <br /> improvements on the land <br /> land division <br /> environmental protection <br /> This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. <br /> 2. The right to take the land by condemning it, unless a notice of taking al pears in the public records on the Policy Date. <br /> 3. Title Risks: <br /> that are created, allowed, or agreed to by you <br />'I that are known to you, but not to us, on the Policy Date - unless they appeared in the public records. <br /> that result in no loss to you <br /> that first affect your title after the Policy Date - this does not limit the labor and material lien coverage in Item 8 of Coverec, <br /> Title Risks. <br /> 4. Failure to pay value for your title. <br /> 5. Lack of a right: <br /> to an and outside the areas specifically described and referred to in III,Lrn 3 of Schedule A <br /> Y P Y � <br /> or <br /> in streets, alleys, or waterways that touch your land. <br /> This exclusion does not limit the access coverage in Item 5 of Covered Tittle Risks. <br /> In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: <br /> 1. Any facts, rights, interests or claims which are not shown by the Public Rcords but which could be ascertained by making inquirj <br /> of parties in possession of the land. <br /> 2. Any liens or easements not shown by the Public Records. However, this does not limit the affirmative coverage in Item 8 of covered <br /> Title Risks. <br /> 3. Any facts about the land not shown by the Public Records which a correct survey would disclose. However, this does not limit the <br /> affirmative coverage in Item '12 ofj Covered Title Risks. <br /> 4. (a) Any water rights or claims or title to water in or under the land; (b) unpatented mining claims; (c) reservations or exception,' <br /> in patents or in acts authorizing the issuance thereof. <br /> 1 <br /> 'I <br /> ff� <br /> II <br /> u j <br /> it <br /> I � <br /> T <br /> hl"G 3157-11 (Rev 4-6-90) <br />