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0 ' 7.0 LIMITATIONS This project was performed using, as a minimum, practices consistent with the standards acceptable ' within the industry at the time of the evaluation, and a level of diligence typically exercised by environmental consultants performing similar services. The methods used in the performance of this scope of work were presented to and discussed with representatives of Zions Bank prior to initiating field , activities. These methods may have been altered in the field as a result of actual site conditions. The procedures used attempt to establish a balance between the competing goals of limiting investigative sampling and reporting costs and reducing uncertainty about known field conditions. It is possible that ' unexpected subsurface conditions could be encountered in areas that were not physically sampled. Therefore, because the conditions of this report were derived from the scope of work, costs, time, access and other limitations, the conclusions should not be construed as a guarantee that all environmental ' liabilities have been identified and fully addressed. This report presents the opinion and judgment of EarthTouch, Inc. professionals, which are dependant on the information obtained during the performance of the scope of work. It should be noted that no ' investigation can be thorough enough to exclude the possible presence of potential liabilities at a site. In cases where contaminants have not been discovered through intrusive exploration and analysis, this should not be construed as a guarantee that contaminants do not exist. At a given site, environmental ' conditions may exist that cannot be identified by visual observations or through other analytical methodology. Where sample collecting and testing have been performed, EarthTouch, Inc. professional opinions are based in part on the interpretation of data from discrete sampling locations that may not ' represent conditions at unsampled locations or the subject property as a whole. EarthTouch, Inc. assumes no responsibility for omissions or errors resulting from inaccurate information, or data provided by secondary sources or public records. No warranty or guarantee, expressed or implied, is made regarding the findings, conclusions or recommendations contained within this report. The limitations presented above supersede the requirements or provisions of all other contracts or scopes of work, implied or otherwise except those ' stated or acknowledged herein. 8.0 QUALIFICATIONS OF TECHNICAL STAFF ' Short resumes for the environmental professionals contributing to the completion of this report are included in this section as required by the ASTM Standard Practice. ' BuffreR. Chournos Project Analyst Ms. Chournos has earned a degree in Geology with an emphasis in Environmental Geology from Georgia ' State University. She has been involved with a range of geophysical projects since her graduation. Ms. Choumos has performed projects like Seismic Refraction, Vibration Monitoring, and Electromagnetic studies throughout Georgia as well as North Carolina and Alabama. She has performed numerous Phase I ' Environmental Site Assessments (ESA) investigations, compliance audits, NEPA evaluations, and field investigations. In addition, Ms. Choumos has been involved in managing and conducting Phase II environmental investigations and groundwater and soil remediation projects. Ms. Choumos has experience in addressing environmental issues such as petroleum, hazardous materials, and hazardous , waste storage and use as well as environmental impacts to soil and groundwater. Limited Subsurface Investigation , (J&D Trust)J&D Auto Body 9 pUCF1 1011 Cherokee Lane, Lodi, California