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i _ a <br /> from the 1990 Census show that almost ninety-one percent of minority extremely <br /> low-income renter households in the Planning Area experienced housing problems. <br /> The percentages for extremely low Black renter households and for extremely low - <br /> Hispanic renter households were ninety percent and ninety-two percent respectively. <br /> By comparison,approximatelyeighty-four percent of all extremely low-income renter <br /> households experienced housing problems. <br /> In terms of very low and low income minority renters as a group, the following <br /> statistics are notable. In 1990, there were over 4,400 very low and low income <br /> minority renter households that experienced housing problems. These households <br /> represented over three fourths (78%) of all very low and low income minority <br /> j households. The percentages for Black and Hispanic were similar: 81% and 79% <br /> I respectively. <br /> Analysis of 1990 Census data concerning renter households with incomes below <br /> fifty-one percent of median family income also reveals that large families comprised <br /> a disproportionate share of minority renter households, when compared to total <br /> renter households. Almost thirty percent of minority-headed households in the <br /> Planning Area were made up of large families. By comparison,large families made <br /> up less than seventeen percent of total renter households. <br /> Current Estimates: Owners <br /> ,Elderly Households <br /> The degree to which elderly homeowners need housing assistance is dependent, <br /> not surprisingly, on the income group to which they belong. According to the 1990 <br /> Census, forty-five percent of very low-income, sixteen percent of low-income, nine <br /> percent of moderate-income, and six percent of above moderate-income elderly <br /> homeowner households had housing problems. The number of very low-, low-, and <br /> moderate-income elderly homeowner households who had housing problems was <br /> nearly 3,000 in 1990. <br /> Other Owner Households <br /> As a group, owner households, other than elderly owner households, fared worse <br /> than elderly owner households,in terms of needing housing assistance. Data from <br /> the 1990 Census indicates that in the Planning Area two-thirds of very low-income <br /> owner households and over one-half of low-income and moderate-income other <br /> owner households experienced housing problems. This amounted to almost 5,500 <br /> households in 1990. <br /> Cost Burden and Severe Cost Burden <br /> Census data regarding the extent to which cost burden and severe cost burden are <br /> being experienced by different owner household income groups shows that very low- <br /> income owner households are the most affected. The data reveals that one-half <br /> (4,100 households) of all very low-income owner households in 1990 were cost <br /> burdened and that three out of ten very low-income owner households (2,400 <br /> -24- , <br />