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ATTACHMENT ONE <br /> (CONTINUED) <br /> CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) <br /> ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) <br /> EXCLUSIONS <br /> In addition to the Exceptions in Schedule B,You are not insured against loss, costs,attorneys'fees,and expenses resulting from: <br /> 1. Governmental police power,and the existence or violation of those portions of any law or government regulation concerning: <br /> a. building; <br /> b. zoning; <br /> C. land use; <br /> d. improvements on the Land; <br /> e. land division;and <br /> f. environmental protection. <br /> This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19,20,23 or 27. <br /> 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This <br /> Exclusion does not limit the coverage described in Covered Risk 14 or 15. <br /> 3. The right to lake the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. <br /> 4. Risks: <br /> a. that are created,allowed,or agreed to by You,whether or not they are recorded in the Public Records; <br /> b. that are Known to You at the Policy Date, but not to Us,unless they are recorded in the Public Records at the Policy Date; <br /> c. that result in no loss to You;or <br /> d. that first occur after the Policy Date-this does not limit the coverage described in Covered Risk 7,8.e.,25,26,27 or 28. <br /> 5. Failure to pay value for Your Title. <br /> 6. Lack of a right: <br /> a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A;and <br /> b. in streets,alleys,or waterways that touch the Land. <br /> This Exclusion does not limit the coverage described in Covered Risk 11 or 21. <br /> 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, <br /> state insolvency,or similar creditors'rights laws. <br /> Attachment One(06/03/f 1) <br />