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ATTACHMENT ONE <br /> (CONTINUED) <br /> AMERICAN LAND TITLE ASSOCIATION <br /> RESIDENTIAL TITLE INSURANCE POLICY(6-1-87) <br /> EXCLUSIONS <br /> In addition to the Exceptions in Schedule B,you are not insured against loss,costs,attorneys'fees,and expenses resulting from: <br /> 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning <br /> ordinances and also laws and regulations concerning: <br /> land use <br /> • improvements on the land <br /> • land division <br /> • environmental protection <br /> This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at policy date. <br /> This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. <br /> 2. The right to take the land by condemning it,unless: <br /> • a notice of exercising the right appears in the public records on the Policy Date <br /> • the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking <br /> 3. Title Risks: <br /> • that are created,allowed,or agreed to by you <br /> • that are known to you, but not to us,on the Policy Date-unless they appeared in the public records <br /> • that result in no loss to you <br /> • that first affect your title after the Policy Date-this does not limit the labor and material lien coverage in Item 8 of Covered Title <br /> Risks <br /> 4. Failure to pay value for your title. <br /> 5. Lack of a right: <br /> • to any land outside the area specifically described and referred to in Item 3 of Schedule A <br /> or <br /> • in streets,alleys,or waterways that touch your land <br /> This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. <br /> Attachment One(06/03111) <br />