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ESS RESIDENTIAL DISCLOSURE REPORT r Flood Hazard Area The Federal Emergency Management Agency(FEMA)designates areas of flood hazard for the National Rood Insurance Program on Flood Insurance Rate Maps.The maps do not necessarily show all areas subject to flooding in the community or all features outside special flood areas.This report identifies if a properly is within a special flood hazard area that begins with the letter"A"or"V" If property is within a special flood hazard area that begins with the letter"A"or"V",the property has been mapped as within a 100-year flood area,which is a ,. special flood hazard area. By law,federally regulated lenders must require flood insurance on loans for structures in special flood hazard areas. If property is located in an area that begins with any letter other than"A"or"V"shown on the Flood Insurance Rate Map,the properly Is not mapped in a special flood hazard area where flood insurance is required on bans. The designation of any area on maps of the National Flood Insurance Program may affect the cost and availability of insurance, requirements regarding flood insurance and financing,and building requirements including the ability to remodel or improve the properly. If the Property is in a special flood hazard area that begins with the letter"A"or"V",it is recommended that the appropriate city or county agency be contacted and requested to provide updates,if any,of the flood zoning undertaken by the city or county,updates,such as a Letter of Map Revision or Amendment are available from FEMA. ESS does not have general access to such updates unless famished by the Purchaser of this Report,and such updates generally are not reported or disclosed in this report. Site-specific information regxding special requirements related to flooding at a property may be obtained from the city or county building department that issues permits for new construction for the Property,from the financial institution that has issued or may be requested to issue a loan for the Property,or from a Registered Geologist or licensed Professional Engineer. If potential flooding of a Property is of concern for any reason, it is recommended that a licensed Professional Engineer be retained to conduct an investigation of the Property. Zone of Inundation from Dam or Reservoir Failure The California Department of Water Resources Dam Failure Inundation Maps indicates areas of inundation due to dam or Reservoir failure. Inundation from Reservoir,dam or dike failure in the aftermath of a seismic event can pose serious risks to large segments of the population. Reservoir failure maybe the result of direct ground rupture(if the Reservoir is located in or near a fault zone)or severe ground shaking.Flooding and possible dam failure could also occur in the event of an earthquake-induced landslide into the Reservoir,which displaces a large volume of water. Very High Fire Hazard Severity Zones Local fire authorities on Local responsibility Area(IRA)lands pursuant to Section 51179 of the Govemment Code through a ranking process based on fuels,topography,dwelling density,and weather identify Very High Fire Hazard Severity Zones,also known as Bates Zones. These zones are delineated on county-based maps,then digitally captured and merged to create a single statewide database. The owner of a properly within a Very High Fire Hazard Severity Zone is subject to the maintenance requirements of Section 51182 of the Government Code. The law adopted in 1992 requires in most cases a"class B"roof for new construction or replacement ofexisting roofs. Since 1997,the requirement has been upgraded to"class A"roof for all new construction or replacement of existing roofs,other fire defense improvements include minimum clearances of 30 feet around structures. State of California Fire Responsibility Areas The Califomia Department of Forestry and Fire Protection designates certain lands as State Fire Responsibility Areas(SRA's). The areas designated are lands where the State assumes primary financial responsibility for preventing and suppressing fires.These lands are covered wholly or in part by timber,brush,undergrowth or grass,whether of commercial value or not,which protect the soil from erosion,retard runoff of water or accelerated percolation,and lands used principally for range or forage purposes. Public Resources Code 4236 requires, "A seller of real property which is located within a state responsibility area determined by the board pursuant to Section 4125,shall disclose to any prospective purchaser the fact that the property is located within a wildland area which may contain substantial forest fire risks and .. hazards and is subject to the requirements of Section 4291." Page 2 of 4 NHDS Report Conditions February 25,2000