ARCHIVED REPORTS LEC APPLICATION FOR CERTIFICATION

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ATTACHMENT ONE AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY(6-1-87)EXCLUSIONS In addition to the Exceptions in Schedule B,you are not insured 3. Title Risks: against loss,costs,attorneys'fees,and expenses resulting from: • that are created,allowed,or agreed to by you 1. Governmental police power,and the existence or violation of • that are known to you,but not to us, on the Policy Date- any law or government regulation. This includes building and unless they appeared in the public records zoning ordinances and also laws and regulations concerning: • that result in no loss to you • land use • that first affect your title after the Policy Date—this does not • improvements on the land limit the labor and material lien coverage in Item 8 of • land division Covered Title Risks • environmental protection 4. Failure to pay value for your title. This exclusion does not apply to violations or the enforcement 5. Lack of a right: of these matters which appear in the public records at policy • to any land outside the area specifically described and date. referred to in Item 3 of Schedule A This exclusion does not limit the zoning coverage described in or Items 12 and 13 of Covered Title Risks. • in streets,alleys,or waterways that touch your land 2. The right to take the land by condemning it,unless: This exclusion does not limit the access coverage in Item 5 of • a notice of exercising the right appears in the public records Covered Title Risks. on the Policy Date • the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking In addition to the Exclusions, you are not insured against loss, 3. Any facts about the land which a correct survey would disclose costs,attorneys'fees,and the expenses resulting from: and which are not shown by the public records. This does not 1. Any rights,interests,or claims of parties in possession of the limit the forced removal coverage in Item 12 of Covered land not shown by the public records. Title Risks. 2. Any easements or liens not shown by the public records. This 4. Any water rights or claims or title to water in or under the land, does not limit the lien coverage in Item 8 of Covered whether or not shown by the public records. Title Risks. Attachment One(11/17/06)