ARCHIVED REPORTS LEC APPLICATION FOR CERTIFICATION

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ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE(10-22-03) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE(10-22-03) EXCLUSIONS In addition to the Exceptions in Schedule B,You are not insured against loss,costs,attorneys'fees,and expenses resulting from: 1. Governmental police power,and the existence or violation of b. the taking happened before the Policy Date and is binding any law or government regulation. This includes ordinances, on You if You bought the Land without Knowing of the laws and regulations concerning: taking. a. building 4. Risks: b. zoning a. that are created,allowed,or agreed to by You,whether or c. Land use not they appear in the Public Records; d. improvements on Land b. that are Known to You at the Policy Date,but not to Us, e. Land division unless they appear in the Public Records at the Policy Date; f. environmental protection c. that result in no loss to You;or This Exclusion does not apply to violations or the enforcement of d. that first occur after the Policy Date—this does not limit the these matters if notice of the violation or enforcement appears in coverage described in Covered Risk 7, 8.d, 22, 23, 24 the Public Records at the Policy Date. or 25. This Exclusion does not limit the coverage described in Covered 5. Failure to pay value for Your Title. Risk 14, 15, 16, 17 or 24. 6. Lack of a right: 2. The failure of Your existing structures,or any part of them,to a. to any Land outside the area specifically described and be constructed in accordance with applicable building codes. referred to in paragraph 3 of Schedule A;and This Exclusion does not apply to violations of building codes if b. in streets,alleys,or waterways that touch the Land. notice of the violation appears in the Public Records at the This Exclusion does not limit the coverage described in Covered Policy Date. Risk 11 or 18. 3. The right to take the Land by condemning it,unless: a. notice of exercising the right appears in the Public Records at the Policy Date;or LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 14,15,16 and 18,Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liabili Covered Risk 14: 1.00%of Policy Amount $ 10,000.00 or $2,500.00 (whichever is less) Covered Risk 15: 1.00%of Policy Amount $25,000.00 or $5,000.00 (whichever is less) Covered Risk 16: 1.00%of Policy Amount $25,000.00 or $5,000.00 (whichever is less) Covered Risk 18: 1.00%of Policy Amount $5,000.00 or $2,500.00 (whichever is less) Attachment One(11/17/06)