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_ Rc)L'-920316-INS A-1 <br /> Form Approved,AVP-Law <br /> 1.. If Licensee fails to procure and maintain insurance as required, Railroad may elect to do so at the <br /> cost of Licensee plus a 25%administration fee. <br /> M. The fact that insurance is obtained by Licensee or Railroad on behalf of Licensee shall not be <br /> deemed to release or diminish the liability of Licensee, including, without limitation, liability <br /> under the indemnity provisions of this Agreement. Damages recoverable by Railroad shall not be <br /> limited by the amount of the required insurance coverage. <br />�I <br /> I <br /> Exhibit A-1 <br />