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explosion, collapse and underground. hazards. if the Work includes use of <br /> a Subcontractor, CONTRACTOR 's insurance shall also include independent <br /> contractor's coverage. <br /> { C. It is further understood and agreed that, before moving any men or <br /> materials onto the OWNER 's property , or beginning any Work , the CONTRACTOR <br /> shall deliver to the OWNER Certificates of Insurance showing the Insurance <br /> Company carrying said Workmen 's Compensation , Comprehensive General <br /> Liability , and Comprehensive Automobile Insurance, as well as the numbers <br /> Identifying said policies and their expiration dates. Said policies and <br /> certificates shall certify, among other things , that the Insurance will <br /> not be cancelled or lapse during the progress of the Mork without first <br /> giving (fifteen) 15 days ' advance notice of such cancellation or lapse to <br /> the OWNER, and that the pot ici es , i n al i respects , meet the requi rements <br /> of the Contract. In case of failure to furnish said policies or <br /> certificates of insurance or in case of cancellation of any required <br /> insurance , OWNER may terminate the employment of the CONTRACTOR. The <br /> CONTRACTOR further agrees to hold the OWNER harmless from loss or damage <br /> which might occur by reason of noncompliance with the aforesaid conditions. <br /> D. The CONTRACTOR shall. require all Subcontractors to comply with the same <br /> lams and to secure and maintain the same types , terms , and . amounts of <br /> insurance as required of the CONTRACTOR by this Article , and the <br /> CONTRACTOR shall fi.ie with the OWNER , prior to initiation of any Work at <br /> the site , certificates of such insurance for each Subcontractor. <br /> ARTICLE 14 - RISK OF LOSS - CONTRACTOR 'S PROPERTY/CONSTRUCTION MATERIAL <br /> i OWNER shall not be liable for loss or damage to any construction materials , <br /> tools , equipment , personal effects and similar items , belonging to or rented <br /> by CONTRACTOR, CONTRACTOR 's employees , Subcontractors or any person <br /> f whcrosoever, by theft or any other cause. Nor shall OWNER be liable for such <br /> f <br /> loss or damage to any materials , equipment and similar items to be installed <br /> or already installed in completed Work until final acceptance by OWNER. <br /> CONTRACTOR shall provide at his own expense any insurance required for his <br /> protection. <br /> The OWNER, CONTRACTOR and Subcontractor waive all rights of subrogation <br /> against each other, for damages caused by perils covered by 'insurance to <br /> protect the Work , except such rights as they may have to the proceeds of such <br /> insurance held by the OWNER and CONTRACTOR as trustees. <br /> AP,TICLE 15 - PROPRIETARY BRANDS AND SUBSTITUTIONS <br /> A. When two or more products are named together in the specifications , bids <br /> may be based upon any of. the products named. <br /> B. The words "or equal" in the specifications permit the bidder to propose <br /> for consideration with his bid , any one of a like materi al that is <br /> generally considered to be equal to the proprietary brand named in the <br /> specifications. However, the bidder shall base his bid on the name or <br /> make of any article , device , material , form of construction, fixture , <br /> etc. , named in the specifications whether or not the term "or equal " is <br /> used. <br /> Issue D <br /> GCL-10- <br />