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Loan Number : 671007820 <br /> 14 FAMILY RIDER <br /> (Assignment of Rents) <br /> THIS 14 FAMILY RIDER is made this 22nd day of SEPTEMBER , 2005 , <br /> and Is Incorporated Into and shall be deemed to amend and supplement the Mortgage, Deed of Trust , or <br /> Security Deed (the "Security Instrument ) of the same date given by the undersigned (the 'Borrower") to <br /> secure Borrower ' s Note to MORTGAGE POINTER , COM , INC . r A CALIFORNIA <br /> CORPORATION <br /> (the " Lender" ) of the sane dale and covedng the Property described in the Security Insuurnent and located at: <br /> 11950 N . LOWER SACRAMENTO ROAD , LODI , CALIFORNIA 95242 <br /> (Property Addmml <br /> 14 FAMILY COVENANTS. In addition to the covenants and agreements made In the Security <br /> Instrument , Borrower and Lender further covenant and agree as follows : <br /> A . ADDITIONAL PROPERTY SUBJECT TO THE SECURITY <br /> INSTRUMENT, In addition to the Property described In Security Instrument , the following <br /> Items now or hereafter attached to (be Property to the extent they are fixtures are added to the <br /> Property description , and shall also constitute the Property covered by the Security Instrument : <br /> building materials, appliances and goods of every nature whatsoever now or hereafter located <br /> In , on , or used , or intended to be used in connection with the Property , lucludtng , but not <br /> limited to , those for the purposes ofsupplying or distributing beating , cooling , electricity , gas , <br /> water, air and light, fire prevention and extingulshing apparatus, security and access control <br /> apparatus , plumbing , bath tubs; water heaters , water closets , sinks, ranges, staves, <br /> refrigerators, dishwashers , disposals , washers , dryers, awnings, storm windows , storm doors, <br /> screens, blinds, shades , ewalas and curtain rods , attached mirrors, cabinets, paneling and <br /> attached floor coverings , all of which , including replacements and additions thereto, shall be <br /> deemed to be and remain a part of the Property covered by the Security Instrument . All of the <br /> foregoing together with the Property described in the Security Instrument (or the leasehold <br /> estate If the Security Instrument Is on a leasebold) are referred to In this 1 . 4 Family Rider and <br /> the Security Instrument as the " Property. " <br /> B, USE OF PROPERTY, COMPLIANCE WITH TAW. Borrowershall not seek , <br /> agree to or make a change In the use of the Properly or its zoning classification , unless Lender <br /> hos agreed In wilting to the change . Borrower shall comply with all laws, ordinances, <br /> regulations and requirements of any governmental body applicable to the Property. <br /> C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not <br /> allow any lien Inferior to the Security Instrument to be perfected against the Property without <br /> Lender' s prior written permission . <br /> D. RENT LOSS INSURANCE Borrowershall maintain insurance against rent loss <br /> In addition to the other hazards for which Insurance Is required by Section S . <br /> MULTISTATE 1 -4 FAMILY RIDER DocaOayfc �vptt� 900449-136Z <br /> Fennle Mae/Freddle Mac UNIFORM INSTRUMENT www. docmayl�com <br /> Form 3170 1101 Page 1 of 3 <br /> r � <br /> Description: San Joaquin, CA Document- Year DoclD 2005. 249782 Page: 15 of 18 <br /> Order: 6541 Comment: <br />