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JUL 08 '99 14:56 FR LFR NE FRICKE 510 652 2246 TO 912093433 P.15/21 <br /> STATE OF COLORADO <br /> COUNTYOFARAPAHOE <br /> 1, Joanne L. Torres a Notary Public in and for the State of Colorado, do hereby <br /> certify that Virginia K. Miller . Attorney in Fact of American Guarantee and Liability <br /> Insurance Company, who is personally known to me, appeared before me this day and <br /> acknawledged that (s)he signed sealed and delivered the foregoing instrument as his/her free <br /> and ioluntary act as Attorney in Fact of the American Guarantee and Liability Insurance <br /> Company, and as the free and voluntary act of the American Guarantee Liability insurance <br /> Company.for the uses and purposes therein set forth. <br /> Given under my hand and notarial seal this 181h day of June 19 99 <br /> (7/7a-1SFf0t!f 41;]L� <br /> Notary Public <br /> My Commission Expires 11104/2000 <br />