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(a) Employment by the insured ; or 2 . None of the following is an insured : ( b) Performing duties related to the a. Any person engaged in the business of his conduct of the insured ' s business ; or or her employer with respect to "bodily (2) The spouse , child , parent, brother or injury" to any co - employee of such person sister of that "employee" as a injured in the course of employment ; consequence of Paragraph ( 1 ) above . b . Any partner or " executive officer" with This exclusion applies : respect to any " auto " owned by such part- (1 ) Whether the insured may be liable as an ner or officer or a member of his or her employer or in any other capacity ; and household ; (2) To any obligation to share damages with c . Any person while employed in or otherwise or repay someone else who must pay engaged in performing duties related to the the damages because of the injury. conduct of an auto business , other than an " auto business" you operate ; This exclusion does not apply to : d . The owner or lessee (of whom you are a ( 1 ) Liability assumed by the insured under sublessee) of a " hired auto " or the owner of an " insured contract" ; or a " non -owned auto" or any agent or (2) " Bodily injury" to domestic " employees " "employee" of any such owner or lessee ; not entitled to workers' compensation e . Any person or organization with respect to benefits . the conduct of any current or past C . " Property damage" to : partnership , joint venture or limited liability ( 1 ) Property owned or being transported by, company that is not shown as a Named or rented or loaned to the insured ; or Insured in the Declarations . (2) Property in the care , custody or control E . Limits Of Insurance of the insured . For the purposes of this endorsement only , the SECTION III Limits Of Insurance section is replaced by the following : D . Who Is An Insured LIMIT OF INSURANCE For the purposes of this endorsement only, the Regardless of the number of " hired autos" , Who Is An Insured section is replaced by the " non - owned autos" , insureds , premiums paid , following : claims made or vehicles involved in the WHO IS AN INSURED "occurrence" , the most we will pay for all damages 1 . Each of the following is an insured under this resulting from any one "occurrence" is the insurance to the extent set forth below : applicable limit shown in the Schedule of this a . Yous endorsement or in the Declarations . The Aggregate Limit shown in the Schedule of this b . Any other person using a " hired auto" with endorsement or in the Declarations is the most we your permission . will pay for the sum of all "occurrences " covered c . With respect to a " non -owned auto" , any by this endorsement . partner or "executive officer" of yours , but The Limits of Insurance of this endorsement apply only while such " non - owned auto " is being separately to each consecutive annual period and used in your business . to any remaining period of less than 12 months , d . Any other person or organization , but only starting with the beginning of the policy period with respect to their liability because of acts shown in the Declarations , unless the policy period or omissions of an insured under is extended after issuance for an additional period Paragraphs a . , b . or c. above . of less than 12 months . In that case , the addition - al period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance . ECG 04 751 01 15 Copyright , Everest Reinsurance Co . , 2015 Page 2 of 3 ❑ Includes copyrighted material of Insurance Services Office , Inc , with its permission