|
d. Any additional insured under any policy of (b) Claim or suit by or on behalf of a
<br /> "controlling underlying insurance" will governmental authority for damages
<br /> automatically be an additional insured under because of testing for, monitoring,
<br /> this 'insurance. if'coverage provided to the cleaning up, removing, containing,
<br /> additional insured is required by a contractor treating, detoxifying or neutralizing, or in
<br /> agreement, the most we will pay on behalf of any way responding to, or assessing the
<br /> the additional insured is the amount of effects of, pollutants.
<br /> insurance required by the contract, less any This exclusion does not apply to the extent that
<br /> c� amounts payable by any"controlling underlying valid "controlling underlying insurance" for the
<br /> rnsurance°'' pollution liability risks described above exists or
<br /> Additional insured coverage provided by this would have existed but for the exhaustion of
<br /> insurance will not be broader than coverage underlying limits for"injury or damage".
<br /> provided by the "controlling underlying d, Workers' Compensation And Similar Laws
<br /> insurance".
<br /> 2. Exclusions Any obligation of the insured under a workers'
<br /> compensation, disability benefits or
<br /> The following exclusions, and any other exclusions unemployment compensation law or any
<br /> added by endorsement, apply to this Coverage similar law.
<br /> Part. In addition, the exclusions applicable to any SECTION lI—LIMITS OF INSURANCE
<br /> "controlling underlying insurance" apply to this
<br /> insurance unless superseded by the following 1. The Limits of Insurance shown in the Declarations,
<br /> exclusions, or superseded by any other exclusions and the rules below fix the most we will pay
<br /> added by endorsement to this Coverage Part. regardless of the number of:
<br /> Insurance provided under this Coverage Part does a. Insureds;
<br /> not apply to: b. Claims made or suits brought, or number of
<br /> a. Medical Payments vehicles involved;
<br /> Medical payments coverage or expenses that c. Persons or organizations making claims or
<br /> are provided without regard to fault, whether or bringing suits; or
<br /> not provided by the applicable "controlling d. Limits available under any "controlling
<br /> underlying insurance". underlying insurance".
<br /> i
<br /> b. Auto 2. The Limits of Insurance of this Coverage Part will
<br /> Any loss, cost or expense payable under or apply as follows:
<br /> resulting from any of the following auto a. This insurance only applies in excess of the
<br /> coverages: "retained limit",
<br /> (1) First-party physical damage coverage; b. The Aggregate Limit is the most we will pay for
<br /> (2) No-fault coverage; the sum of all "ultimate net loss", for all "injury
<br /> (3) Personal injury protection or auto medical
<br /> or damage"covered under this Coverage Part. j
<br /> payments coverage; or However, this Aggregate Limit only applies to
<br /> "injury or damage" that is subject to an
<br /> (4) Uninsured or underinsured motorists aggregate limit of insurance under the
<br /> coverage. "controlling underlying insurance".
<br /> c. Pollution c. Subject to Paragraph 2.b, above, the Each
<br /> I (1) "Injury or damage" which would not have Occurrence Limit is the most we will pay for the
<br /> occurred, in whole or in part, but for the sum of all "ultimate net loss" under this
<br /> actual, alleged or threatened discharge, insurance because of all "injury or damage"
<br /> dispersal, seepage, migration, release or arising out of any one"event". j
<br /> escape of pollutants at any time. d. If the Limits of Insurance of the "controlling
<br /> (2) Any loss, cost or expense arising out of underlying insurance" are reduced by defense
<br /> j any: expenses by the terms of that policy, any
<br /> (a) Request, demand, order or statutory or payments for defense expenses we make will
<br /> regulatory requirement that any insured reduce our applicable Limits of Insurance in the
<br /> or others test for, monitor, clean up, same manner.
<br /> remove, contain, treat, detoxify or
<br /> neutralize, or in any way respond to, or
<br /> assess the effects of, pollutants; or
<br /> Page 2 of 5 ©Insurance Services Office, Inc., 2012 CX 00 0104 13
<br />
|