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IL 00 17 11 98 <br /> COMMON POLICY CONDITIONS <br /> All Coverage Parts included in this policy are subject to the following conditions. <br /> A. Cancellation b. Give you reports on the conditions we find; <br /> 1. The first Named Insured shown in the Declara- and <br /> tions may cancel this policy by mailing or deliv- c. Recommend changes. <br /> ering to us advance written notice of cancella- 2. We are not obligated to make any inspections, <br /> tion. surveys, reports or recommendations and any <br /> 2. We may cancel this policy by mailing or deliv- such actions we do undertake relate only to in- <br /> ering to the first Named Insured written notice surability and the premiums to be charged. We <br /> of cancellation at least: do not make safety inspections. We do not un- <br /> a. 10 days before the effective date of cancel- dertake to perform the duty of any person or <br /> lation if we cancel for nonpayment of pre- <br /> organization to provide for the health or safety <br /> mium; or of workers or the public. And we do not warrant <br /> that conditions: <br /> b. 30 days before the effective date of cancel- a. Are safe or healthful; or <br /> lation if we cancel for any other reason. <br /> 3. We will mail or deliver our notice to the first b. Comply with laws, regulations, codes or <br /> Named Insured's last mailing address known to standards. <br /> us. 3. Paragraphs 1. and 2. of this condition apply not <br /> 4. Notice of cancellation will state the effective only to us, but also to any rating, advisory, rate <br /> date of cancellation. The policy period will end service or similar organization which makes in- <br /> on that date. surance inspections, surveys, reports or rec- <br /> ommendations. <br /> 5. If this policy is cancelled, we will send the first Paragraph 2. of this condition does not apply to <br /> Named Insured any premium refund due. If we gra P PP Y <br /> cancel, the refund will be pro rata. if the first any inspections, surveys, reports or recom- <br /> Named Insured cancels, the refund may be mendations we may make relative to certifica- <br /> less than pro rata. The cancellation will be ef- tion, under state or municipal statutes, ordi- <br /> fective even if we have not made or offered a nances or regulations, of boilers, pressure ves- <br /> refund. sels or elevators. <br /> 6. If notice is mailed, proof of mailing will be suffi- <br /> E. Premiums <br /> cient proof of notice. The first Named Insured shown in the Declara- <br /> B. Changes tions: <br /> This policy contains all the agreements between 1. Is responsible for the payment of all premiums; <br /> you and us concerning the insurance afforded. and <br /> The first Named Insured shown in the Declarations 2. Will be the payee for any return premiums we <br /> is authorized to make changes in the terms of this pay. <br /> policy with our consent. This policy's terms can be F. Transfer Of Your Rights And Duties Under This ' <br /> amended or waived only by endorsement issued <br /> Policy <br /> by us and made a part of this policy. <br /> Your rights and duties under this policy may not be G <br /> C. Examination Of Your Books And Records transferred without our written consent except in <br /> We may examine and audit your books and rec- the case of death of an individual named insured <br /> ords as they relate to this policy at any time during If you die,your rights;and duties will be transferred O <br /> I the policy period and up to three years afterward. to your legal representative but only while acting <br /> D. Inspections And Surveys within the scope of duties as your legal reprd- j <br /> 1. We have the right to: sentative. Until your legal representative is ap- <br /> pointed, anyone having proper temporary custody <br /> a. Make inspections and surveys at any time; of your property will have your rights and duties <br /> but only with respect to that property. <br /> i <br /> IL 00 17 11 98 Copyright, Insurance Services Office, Inc., 1998 Page 1 of 1 ❑ <br /> i <br />