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Policy Number: 7 93-01-19-31-0002 COMMERCIAL AUTO <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> BROAD FORM AUTOMOBILE ENDORSEMENT <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> This endorsement extends certain coverages. The following listing and the headers in this endorsement are only <br /> for convenience. Provisions in this endorsement might be modified by other endorsements. Read the entire <br /> policy carefully to determine rights, duties and what is and is not covered. <br /> A. Drive Other Car Coverage-Executive Officers 4. Loss of Use Expenses Increased <br /> and Certain Individuals 5. Other Coverage Extensions <br /> B. Section II -Covered Autos Liability Coverage a. Airbag Discharge <br /> b. Auto Theft Reward <br /> 1. Additional Insured -Written Contract, c. Loan/Lease Gap Coverage <br /> Agreement, Permit or Authorization d. Rental Reimbursement <br /> 2. Broadened Named Insured 6. Diminution in Value <br /> 3. Employees as Insureds 7. Communications Equipment <br /> (Including Employee Hired Autos and 8. Deductible Waived For Glass Repair <br /> Fellow Employee Coverage) <br /> 4. Newly Acquired or Formed Organizations D. Section IV- Business Auto Conditions <br /> 5. Supplementary Payments- 1. Duties in Event of Accident, Claim, Suit or Loss <br /> Bail Bonds and Loss of Earnings 2. Waiver of Subrogation When Required by <br /> C. Section III- Physical Damage Coverage Written Contract or Agreement <br /> 1. Hired Auto Physical Damage Coverage E. Section V- Definitions <br /> 2. Towing-Any Covered Autos 1. Bodily Injury- Includes Mental Anguish <br /> 3. Transportation Expenses Increased 2. Executive Officer <br /> A. Drive Other Car Coverage -Executive Officers and Certain Individuals <br /> 1. The following is added to Section I -Covered Autos: <br /> Drive Other Car Coverage <br /> a. For Covered Autos Liability Coverage and Physical Damage Coverage, "autos" in the care, custody <br /> or control of an "insured" described in Paragraph 2. below, which you do not own, hire, lease or <br /> borrow, are covered "autos". But this does not include any"auto": <br /> (1) Owned by any"insured" described in Paragraph 2. below, or any member of their household, <br /> including any"auto"that is owned but not insured; <br /> (2) Used by an "insured" described in Paragraph 2. below while working in the business of selling, <br /> servicing, repairing or parking autos; or <br /> (3) Insured or covered under another policy. <br /> b. If Medical Payments, Uninsured/Underinsured Motorist, Personal Injury Protection or other <br /> compulsory coverages required by the governing jurisdiction are provided by this policy, then an <br /> "insured" described in Paragraph 2. below, and their family members residing in the same <br /> household, are "insureds"while: <br /> (1) Occupying as a passenger; or <br /> (2) A pedestrian when struck by; <br /> any"auto" you do not own, hire, lease or borrow, except an "auto" owned by an "insured" described <br /> in Paragraph 2. below or members of their household, or an "auto" insured or covered under any <br /> other policy. <br /> VCA 201 06 18 Includes copyrighted material of Insurance Services Office, Inc.,with its permission. Page 1 of 5 <br /> Copyright 2018,Intact Insurance Group USA LLC <br /> E-INSURED <br />