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IMPORTANT <br /> If the certificate holder is an ADDITIONAL INSURED, the ollc ics <br /> certificate does not confer rights to the certificate holder in lieu of such endorsements)endorsed. A statement on this <br /> If SUBROGATION.IS WAIVED, sublect to the terms and conditions of the policy, certain policies may require an <br /> endorsement. A statement on this certificate does not confer righ <br /> endorsement(s), ts to the certificate holder In lieu of such <br /> DISCLAIMER <br /> The Certificate of Insurance on the reverse side of this form does not constitute acontract between the issuing <br /> insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively <br /> amend, extend or alter the coverage afforded by the policies listed thereon,. <br /> -CORD-2s(2001/08) <br /> INS025Io.-oei.ose <br /> Pac020(2 <br />