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CALIFORNIA LAND TITLE ASSOCIATION HOMEOWNER'S POLICY (5-2-98) <br /> AMERICAN LAND TITLE ASSOCIATION HOMEOWNER'S POLICY (10-27-98) <br /> .EXCLUSIONS FROM COVERAGE <br /> 4 <br /> In addition to the Exceptions in Schedule B. You are not insured against loss, costs,auorncy's fees,and expensts resulting from: <br /> 1. Gavernmental policy power,and the Cxi9tnGC or violation of any law or goveminental regulation. <br /> This iucludes ordinances, laws and regulations concerning: <br /> a, building <br /> b. zoning <br /> e. land use <br /> d, improvements on the land , <br /> e. land division <br /> r. environmental protection <br /> This Exclusion does not apply to violations or the enforcement of these mauers if notice or the violation or enforcement ap <br /> Date. pears in the Public Records u the Policy <br /> " <br /> This LExclusion does not limit the coverage describers in Covered Risk 14, 15, 16, l7 or 24, <br /> 2. The failure.or Your existing structures,or any part of them,to be constructed in accordance with applicable building codes_ This Exclusion does not apply to violations <br /> of building codes if notice appears in the Public Records w the policy Date. <br /> 3. The right to rake the Land by condemning it,unless: <br /> a. a notice of exercising the right appears in the Public Rccords at the Polity Date;or <br /> b. the taking happened before the Policy Datc and is binding on You if You bought the Land without knowledge of the tasting <br /> 4. Risks: <br /> a, +frac arc cleared, allowed,or agreed to by You,whether or not they appear in[he Public Records,, <br /> b. that are Know to You at the Policy Date, but not to Us;unless they appear in the Public Records at the Policy Date: <br /> c. that result in no loss to You; or <br /> d.. that first occur after the Policy Date-this does not limit the coverage described in Covered Risk 7, a.d,22,23,24 or 25. <br /> 5. Failure to pay value for Your Title. <br /> 6. Lack of a right: <br /> a. to any land outside the area specifically described and referred to.in,paragraph 3 ofSchcdutc A,and <br /> _ b, in streets, alleys,or waterways that touch the land. <br /> This Exclusion does not limit the coverage described in Covered Risk 11 or la. <br /> i <br /> I . <br />