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Form No. 1068.EAGLE(2/10/97)
<br /> Addendum to Exhibit A
<br /> ADDENDUM TO EXAIBIT A
<br /> LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS(By Policy Type)
<br /> 11. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY- 1997
<br /> WITH EAGLE PROTECTION ADDED
<br /> EXCLUSIONS
<br /> In addition to the Exceptions in Schedule B,you am not insured against loss,costa,attorneys'fees,and expenses resulting from:
<br /> 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning ordinances and also laws and
<br /> regulations concerning:
<br /> land use;
<br /> improvements on the land;
<br /> land division;or
<br /> environmental protection
<br /> r Ths exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date.
<br /> This exclusion does not limit the coverage described in Items 12c and d, 13 and 18 of Covered Title Risks.
<br /> 2. The fight to take the land by condemning it,unless:
<br /> a notice of exercising the right appears in the public records on the Policy Date;or
<br /> the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking.
<br /> 3. Title Risks:
<br /> that are created,allowed,or agreed to by you;
<br /> that are known to you, but not to us, on the Policy Date-unless they appeared in the public records;
<br /> that result in no loss to you;or
<br /> that first affect your title after the Policy Date-this does not limit the coverage described in Items 3b,8, 17 and 19 of Covered Title Risks.
<br /> 4. Failure to pay value for your title.
<br /> 5. Lack of a right:
<br /> to any land outside the area specifically described and referred to in item 3 of Schedule A; or
<br /> in streets,alleys,or waterways that touch your land.
<br /> This exclusion does not limit the coverage described in Items 5 and 12a of Covered Title Risks.
<br /> 12. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY- 1992 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE
<br /> WITH EAGLE PROTECTION ADDED
<br /> EXCLUSIONS FROM COVERAGE
<br /> The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage,costs,attomeys'fees or expenses which arise by
<br /> reason of
<br /> 1. (a) Any law, ordinance or governmental regulation(including but not limited to building and zoning laws, ordinances,or regulations)restricting, prohibiting or
<br /> relating to (i)the occupancy,use, or enjoyment of the Land; (ii)the character, dimensions or location of any improvement now or hereafter erected on the Land;
<br /> liii)a separation in ownership or a change in the dimensions or area of the Land or any parcel of which the Land is or was a part;or Qv)environmental protection,
<br /> or the effect of any violation of these laws,ordinances or governmental regulations,except to the extent that a notice of the enforcement thereof or a notice of a defect,
<br /> Iien or encumbranceresulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion does
<br /> not limit to coverage provided under insuring provisions 14, 15, 16 and 24 of this policy.
<br /> (b) Any governmental police power not excluded by(a)above,except to the extent that a notice of the exercise thereof or a notice of a defect,lien or encumbrance
<br /> resulting from a violation or alleged violation affecting the land has been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage
<br /> provided under the insuring provisions 14, 15, 16 and 24 of this policy.
<br /> 2. Rights of eminent domainunless notice of the exercise thereof has been recorded in the Public Records at Date of Policy,but not excluding from coverage any taking
<br /> which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge.
<br /> 3. Defects,liens, encumbrances,adverse claims or other matters:
<br /> (a) created,suffered,assumed or agreed to by the Insured Claimant;
<br /> (b) not known to the Company, not recorded in the Public Records at Date of Policy,but known to the Insured Claimant and not disclosed in writing to the
<br /> Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
<br /> (c) resulting in not loss or damage to the Insured Claimant;
<br /> (d) attaching or created subsequent to Date of Policy(Ws paragraph(d)does not limit the coverage provided under insuring provisions 7,8, 16,17, 19,20,
<br /> 21,23,24 and 25); or
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