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Form No.1491.EAGLE(10/98)
<br /> r Addendum to Exhibit A
<br /> ADDENDUM TO EXHIBIT A
<br /> LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS(By Policy Type)
<br /> 11. EAGLE PROTECTION OWNER'S POLICY
<br /> CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE - 1998
<br /> ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE- 1998
<br /> �. EXCLUSIONS
<br /> In addition to the Exceptions in Schedule B,you are not insured against loss,costs,attorneys'fees,and expenses resulting from:
<br /> 1. Governmental police power,and the existence or violation of any law or government regulation.This includes ordinances,laws and regulations concerning:
<br /> r a. building
<br /> b. zoning
<br /> C. land use
<br /> d. improvements on the Land
<br /> e. lend division
<br /> ` f. environmental protection
<br /> This Exclusion does not apply to violations or the enforcement of these matters If notice of the violation or enforcement appears in the Public Records at the Policy Date.
<br /> This Exclusion does not limit the coverage described in Covered Risk 14,15,16,17 or 24.
<br /> 2. The failure of Your existing structures,or any part of them,to be constructed in accordance with applicable building codes.This Exclusion does not apply to violations of building
<br /> codes if notice of the violation appears in the Public Records at the Policy Date.
<br /> 3. The right to take the Land by condemning it,unless:
<br /> a. a notice of exercising the right appears in the Public Records at the Policy Dale;or
<br /> b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking.
<br /> 4. Risks:
<br /> a. that are created,allowed,or agreed to by You,whether or not they appear in the Public Records:
<br /> b. that are Known to You at the Policy Date,but not to Us,unless they appear in the Public Records at the Policy Date;
<br /> C. that result in no loss to You;or
<br /> d. that first occur after the Policy Dale-this does not limit the coverage described in Covered Risk 7,8.d,22,23,24 or 25.
<br /> 5. Failure to pay value for Your Title.
<br /> 6. Lack of a right: -
<br /> �. a. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A;and -
<br /> to. in streets,alleys,or waterways that touch the Land
<br /> This Exclusion does not limit the coverage described in Covered Risk 11 or 18.
<br /> 12. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1992 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE
<br /> WITH EAGLE PROTECTION ADDED
<br /> EXCLUSIONS FROM COVERAGE
<br /> The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage,costs,attomeys'fees or expenses which arise by reason of:
<br /> 1. (a) Any law,ordinanceor governmental regulation(including but not limited to building and zoning laws,ordinances,or regulations)restricting,regulating,prohibiting or relating to(i)
<br /> the occupancy,use,or enjoyment of the Land;(ii)the character,dimensions or location of any improvement now or hereafter erected on the Land;(iii)a separation in ownership
<br /> or a change in the dimensions or area of the Land or any parcel of which the Land is or was a part;or(iv)environmental protection,or the effect of any violation of these laws,
<br /> ordinances or governmental regulations,except to the extent that a notice of the enforcement thereof or a notice of a defect,lien or encumbrance resulfing from a violation or
<br /> alleged violation affecting the Land has been recorded in the Public Records at Date of Policy.This exclusion does not limit the coverage provided under insuring provisions 14,
<br /> 15,16 and 24 of this policy.
<br /> (b) Any governmental police power not excluded by(a)above,except to the extent that a notice of the exercise thereof or a notice of a defect,lien or encumbrance resulting from a
<br /> violation or alleged violation affecting the land has been recorded in the Public Records at Date of Policy.This exclusion does not limit the coverage provided under insuring
<br /> r provisions 14,15,16 and 24 of this policy.
<br /> 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has
<br /> occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge.
<br /> 3. Defects,liens,encumbrances,adverse claims or other matters:
<br /> (a)created,suffered,assumed or agreed to by the Insured Claimant;
<br /> (b)not Known to the Company,not recorded in the Public Records at Date of Policy,but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured
<br /> V Claimant prior to the date the Insured Claimant became an Insured under this policy;
<br /> (c)resulting in no loss or damage to the Insured Claimant;
<br /> (d)attaching or created subsequent to Date of Policy(this paragraph(d)does not limit the mverage provided under insuring provisions 7,8,16,17,19,20,21,23,24 and 25);or
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