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214403279 <br /> (Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its <br /> implementing regulation,Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, <br /> or any additional or successor legislation or regulation that governs the same subject matter. As used in this <br /> Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a <br /> "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" <br /> under RESPA. <br /> (R) "Successor in Interest of Borrower" means any party that has taken title to the Property,whether or not <br /> that party has assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors <br /> and assigns) and the successors and assigns of MERS. This Security Instrument secures to <br /> Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the <br /> Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br /> Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, <br /> in trust, with power of sale, the following described property located in the <br /> COUNTY of SAN JOAQUIN - <br /> [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br /> All that tract or parcel of land as shown on Schedule eA" attached hereto <br /> which is incorporated herein and made a part hereof. <br /> Parcel ID Number: 059.160.62 which currently has the address of <br /> 11076 N. STATE HIGHWAY 99 [Street] <br /> STOCKTON [City],California 95212 [Zip Code] <br /> ("Property Address'): <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all casements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also <br /> be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by <br /> Borrower in this Security Instrument,but,if necessary to comply with law or custom, MERS (as nominee for <br /> Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests,including, <br /> but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender <br /> including,but not limited to,releasing and canceling this Security Instrument. <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has <br /> the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances <br /> Initials: <br /> -6A(CA) coo5yat Page 3 of 15 Form 3005 1101 <br />