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STATE OF COLORADO <br /> COUNTY OFARAPAHOE <br /> I, ,70anne L. Torres a Notary Public in and for the State of Colorado, do hereby <br /> cert that Virginia K Miller Attorney in Fact of American Guarantee and Liability <br /> Insurance Company, who is personally known to me, appeared before me this dory and <br /> acknowledged that (s)he signed, sealed and delivered theforegoing instrument as his/heree <br /> fr <br /> and voluntary act as Attorney in Fact of the American Guarantee and Liability Insurance <br /> Company, and as the free and voluntary act of the American Guarantee Liability Insurance <br /> Company,for the uses and purposes therein set forth. <br /> Given under my hand and notarial seal this 18th <br /> day of December 19 98 <br /> 4//L�A <br /> Notary Public 7� <br /> My Commission Expires 11104/2000 <br />