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Singh, Sandip [EH] From: McClellon, Robert Sent: Tuesday, May 12, 2020 8:15 AM To: Singh, Sandip [EH] Subject: FW: 19133 East Liberty Road, Clements, CA fyi From:Tony Hamer<tonyhamer@me.com> Sent:Sunday, May 10, 2020 11:29 PM To: McClellon, Robert<RMcClellon@sjgov.org> Subject: 19133 East Liberty Road, Clements, CA Hi Robert, Just to be more specific, Altisource subsidiary Western Progressive LLC - the Property Trustee for Mr. and Mrs. Mulhair - sold their Property at a small public auction which attracted no bids. They then transferred the Property to US Bank as a real estate owned asset (REO) for the cost of the unpaid mortgage (161 k) plus fees for Altisource and Ocwen ($40k), or $201 k, as is practice. Just 20 days later, Ocwen and Altisource deceptively marketed the US Bank REO on Hubzu.com, a real estate auction website for institutional sellers, and received $296k including fees (nearly a 50% profit in less than a month). According to Article 9 of the Uniform Commercial Code (Secured Lenders), lenders are legally required to refund the surplus of the sale to the foreclosed borrowers above the UPB and fees, or $95k due the Mulhairs. But Ocwen and Altisource used a two-step process designed to set the price low for transferring the REO to the US Bank securitization, and selling the price high on a real estate auction website with 1.7 million bidders. Altisource subsidiary Western Progressive could have and should have sold the foreclosed property directly on Hubzu.com, but that would have deprived US Bank of some $95k. It doesn't matter that the those gains were phantom profits, because of the hazardous waste landfill dumpsites, as Ocwen, Altisource and US Bank are claiming they knew nothing about the Property, despite Ocwen receiving your Notice to Abate addressed to US Bank on November 20, 2017 before the Property sale closed. As they claim complete ignorance of the Property conditions, I see they owe both Mr. and Mrs. Mulhair for violating Article 9 of UCC, and all penalties to the Gomez family for all the adverse environmental conditions they failed to disclose or remediate prior to marketing the Property. I have informed numerous enforcement and regulators of the RICO violations and potential FIRREA violations the defendants would be subject to, but it all starts with Altisource subsidiaries Huzu.com (auction.com) as the deceptive marketing auction website and is furthered by Western Progressive LLC foreclosure and property trustee, Premium Title of California settlement and title company, REALHomes Services and Solutions brokerage and marketing company, Tiffany Turner as licensed broker domiciled in New Jersey, Ocwen Loan Servicing LLC as the Mortgage and Property Servicer for the securitization. But US Bank as Trustee for the New Century Home Equity Loan Series 1997-NC5 was the primary beneficiary of the two-step sale process surplus taking, and has a duty to monitor their agent Ocwen for I