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PN049902B <br /> ( Ed . 05 -02 ) <br /> We are not required to provide you with a notice of nonrenewal in any of the following situations : <br /> 1 . Your policy was transferred or renewed without a change in its terms or conditions or the rate on which the premium <br /> is based to another insurer or other insurers who are members of the same insurance group as us . <br /> 2 . The policy was extended for 90 days or less and the required notice was given prior to the extension . <br /> 3 . You obtained replacement coverage or agreed , in writing , within 60 days of the termination of the policy , to obtain that <br /> coverage . <br /> 4 . The policy is for a period of no more than 60 days and you were notified at the time of issuance that it may not be <br /> renewed . <br /> 5 . You requested a change in the terms or conditions or risks covered by the policy within 60 days prior to the end of the <br /> policy period . <br /> 6 . We made a written offer to you to renew the policy at a premium rate increase of less than 25 percent . <br /> (A) If the premium rate in your governing classification is to be increased 25 percent or greater and we intend to <br /> renew the policy, we shall provide a written notice of a renewal offer not less than 30 days prior to the policy <br /> renewal date . The governing classification shall be determined by the rules and regulations established in <br /> accordance with California Insurance Code Section 11750 . 3 (c) . <br /> ( B) For purposes of this Notice , " premium rate" means the cost of insurance per unit of exposure prior to the <br /> application of individual risk variations based on loss or expense considerations such as scheduled rating and <br /> experience rating . <br /> This notice does not change the policy to which it is attached . <br /> 2of2 <br />