PN 04 99 01 H
<br /> ( Ed . 05 -20)
<br /> After you send your Complaint and Request for Action , we have 30 days to send you a written notice indicating whether or not
<br /> your written request will be reviewed . If we agree to review your request, we must conduct the review and issue a decision
<br /> granting or rejecting your request within 60 days after sending you the written notice granting review . If we decline to review your
<br /> request, if you are dissatisfied with the decision upon review , or if we fail to grant or reject your request or issue a decision upon
<br /> review, you may appeal to the Insurance Commissioner as described in paragraph II . C . , below.
<br /> B. Disputing the Actions of the WCIRB . If you have been aggrieved by any decision , action , or omission to act of the WCIRB ,
<br /> you may request, in writing , that the WCIRB reconsider its decision , action , or omission to act. You may also request, in
<br /> writing , that the WCIRB review the manner in which its rating system has been applied in connection with the insurance
<br /> afforded or offered you . For requests related to classification disputes , the reporting of experience , or coverage issues , your
<br /> initial request for review must be received by the WCIRB within 12 months after the expiration date of the policy to which the
<br /> request for review pertains , except if the request involves the application of the Revision of Losses rule . For requests related to
<br /> your experience modification , your initial request for review must be received by the WCIRB within 6 months after the
<br /> issuance , or 12 months after the expiration date , of the experience modification to which the request for review pertains ,
<br /> whichever is later, except if the request for review involves the application of the Revision of Losses rule . If the request
<br /> involves the Revision of Losses rule , the time to state your appeal may be longer. (See Section VI , Rule 7 of the ERP ) .
<br /> You may commence the review process by sending the WCIRB a written Inquiry . Written Inquiries should be sent to : WCIRB ,
<br /> 1221 Broadway, Suite 900 , Oakland , CA 94612 , Attn : Customer Service . Customer Service can be reached at 888 . 229 . 2472
<br /> ( phone) , 415 . 778. 7272 (fax) and customerservice (a')wcirb . com (email) .
<br /> If you are dissatisfied with the WCIRB Is decision upon an Inquiry , or if the WCIRB fails to respond within 90 days after receipt
<br /> of the Inquiry , you may pursue the subject of the Inquiry by sending the WCIRB a written Complaint and Request for Action .
<br /> After you send your Complaint and Request for Action , the WCIRB has 30 days to send you written notice indicating whether
<br /> or not your written request will be reviewed . If the WCIRB agrees to review your request, it must conduct the review and issue
<br /> a decision granting or rejecting your request within 60 days after sending you the written notice granting review. If the WCIRB
<br /> declines to review your request, if you are dissatisfied with the decision upon review, or if the WCIRB fails to grant or reject
<br /> your request or issue a decision upon review, you may appeal to the Insurance Commissioner as described in paragraph II . C . ,
<br /> below. Written Complaints and Requests for Action should be forwarded to : WCIRB , 1221 Broadway , Suite 900 , Oakland , CA
<br /> 94612 , Attn : Complaints and Reconsideration , The WCIRB 's contact information is 888 . 229 . 2472 (phone) , 415 . 371 . 5204 (fax)
<br /> and customerservice(a)wcirb . com (email) .
<br /> C . California Department of Insurance — Appeals to the Insurance Commissioner. After you follow the appropriate dispute
<br /> resolution process described above , if ( 1 ) we or the WCIRB decline to review your request, (2 ) you are dissatisfied with the
<br /> decision upon review, or (3) we or the WCIRB fail to grant or reject your request or issue a decision upon review , you may
<br /> appeal to the Insurance Commissioner pursuant to CIC Sections 11737 , 11752 . 61 11753 . 1 and Title 10 , California Code of
<br /> Regulations , Section 2509 . 40 et seq . You must file your appeal within 30 days after we or the WCIRB send you the notice
<br /> rejecting review of your Complaint and Request for Action or the decision upon your Complaint and Request for Action . If no
<br /> written decision regarding your Complaint and Request for Action is sent, your appeal must be filed within 120 days after you
<br /> sent your Complaint and Request for Action to us or to the WCIRB . The filing address for all appeals to the Insurance
<br /> Commissioner is :
<br /> Administrative Hearing Bureau
<br /> California Department of Insurance
<br /> 1901 Harrison Street, 3rd Floor
<br /> Oakland , CA 94612
<br /> 415 . 538 . 4243
<br /> i
<br /> You have the right to a hearing before the Insurance Commissioner, and our action , or the action of the WCIRB , may be
<br /> affirmed , modified or reversed .
<br /> III . Resources Available to You in Obtaining Information and Pursuing Disputes
<br /> A . Policyholder Ombudsman . Pursuant to California Insurance Code Section 11752 . 6 , a policyholder ombudsman is available
<br /> at the WCIRB to assist you in obtaining and evaluating the rating , policy , and claims information referenced in I . A. and I . B . ,
<br /> above . The ombudsman may advise you on any dispute with us , the WCIRB , or on an appeal to the Insurance Commissioner
<br /> pursuant to Section 11737 of the Insurance Code . The address of the policyholder ombudsman is WCIRB , 1221 Broadway ,
<br /> Suite 900 , Oakland , CA 94612 , Attn : Policyholder Ombudsman . The policyholder ombudsman can be reached at
<br /> 415 . 778 . 7159 (phone) , 415 . 371 . 5288 (fax) and ombudsman (a)wcirb . com (email ) .
<br /> B . California Department of Insurance — Information and Assistance . Information and assistance on policy questions can be
<br /> obtained from the Department of Insurance Consumer HOTLINE , 800 . 927 . HELP (4357 ) or insurance . ca . goy. For questions
<br /> and correspondence regarding appeals to the Administrative Hearing Bureau , see the contact information in paragraph II . C .
<br /> This notice does not change the policy to which it is attached .
<br /> PN 04 99 01 H 2 of 2
<br /> ( Edo 05m20)
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