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WC 00 00 00 C WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY ( Ed . 1 - 15) insurance or self- insurance . Subject to any limits of workers compensation law that apply to : liability that may apply, all shares will be equal until a . benefits payable by this insurance ; the loss is paid . If any insurance or self-insurance b . special taxes , payments into security or oth - is exhausted , the shares of all remaining insurance er special funds , and assessments payable will be equal until the loss is paid . by us under that law. 6 . Terms of this insurance that conflict with the F . Payments You Must Make workers compensation law are changed by this You are responsible for any payments in excess of statement to conform to that law , the benefits regularly provided by the workers Nothing in these paragraphs relieves you of your du- compensation law including those required ties under this policy . because : 1 . of your serious and willful misconduct; 2 . you knowingly employ an employee in violation PART TWO of law; EMPLOYERS LIABILITY INSURANCE 3 , you fail to comply with a health or safety law or regulation ; or A . How This Insurance Applies 4 . you discharge , coerce or otherwise discriminate This employers liability insurance applies to bodily against any employee in violation of the workers injury by accident or bodily injury by disease . Bodily compensation law. injury includes resulting death . If we make any payments in excess of the benefits 1 . The bodily injury must arise out of and in the regularly provided by the workers compensation course of the injured employee' s employment by law on your behalf, you will reimburse us promptly. you . 2 . The employment must be necessary or inci- G . Recovery From Others dental to your work in a state or territory listed in Item 3 . A . of the Information Page . We have your rights , and the rights of persons entk 3 . Bodily injury by accident must occur during the tied to the benefits of this insurance , to recover our policy period . payments from anyone liable for the injury . You will do everything necessary to protect those rights for 4 . Bodily injury by disease must be caused or ag - us and to help us enforce them . gravated by the conditions of your employment . The employee' s last day of last exposure to the conditions causing or aggravating such bodily in - H . Statutory Provisions jury by disease must occur during the policy These statements apply where they are required by period . law. 5 . If you are sued , the original suit and any related 1 . As between an injured worker and us , we have legal actions for damages for bodily injury by ac- notice of the injury when you have notice . cident or by disease must be brought in the 2 . Your default or the bankruptcy or insolvency of United States of America , its territories or pos- you or your estate will not relieve us of our du - sessions , or Canada . ties under this insurance after an injury occurs . 3 . We are directly and primarily liable to any per- B . We Will Pay son entitled to the benefits payable by this in . We will pay all sums that you legally must pay as surance , Those persons may enforce our duties ; damages because of bodily injury to your employ- so may an agency authorized by law. Enforce- ees , provided the bodily injury is covered by this ment may be against us or against you and us . Employers Liability Insurance . 4 . Jurisdiction over you is jurisdiction over us for The damages we will pay , where recovery is permit- purposes of the workers compensation law. We ted by law, include damages : are bound by decisions against you under that 1 . For which you are liable to a third party by rea- law, subject to the provisions of this policy that son of a claim or suit against you by that third are not in conflict with that law, party to recover the damages claimed against 5 . This insurance conforms to the parts of the 2of6 © Copyright 2013 National Council on Compensation Insurance, Inc. All Rights Reserved . E