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WC 00 00 00 C WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY ( Ed . 1 - 15) F . Other Insurance 2 . The amount you owe has been determined with We will not pay more than our share of damages our consent or by actual trial and final judgment , and costs covered by this insurance and other in - This insurance does not give anyone the right to add surance or self-insurance . Subject to any limits of li- us as a defendant in an action against you to deter- ability that apply, all shares will be equal until the mine your liability. The bankruptcy or insolvency of loss is paid . If any insurance or self- insurance is ex- you or your estate will not relieve us of our obliga- hausted , the shares of all remaining insurance and tions under this Part . self- insurance will be equal until the loss is paid . PART THREE G . Limits of Liability OTHER STATES INSURANCE Our liability to pay for damages is limited . Our limits of liability are shown in Item 3 . 13 . of the Information A. How This Insurance Applies Page . They apply as explained below. 1 . This other states insurance applies only if one or 1 . Bodily Injury by Accident . The limit shown for more states are shown in Item 3 . C . of the Infor- " bodily injury by accident—each accident" is the mation Page . most we will pay for all damages covered by this 2 . If you begin work in any one of those states after insurance because of bodily injury to one or the effective date of this policy and are not in . more employees in any one accident. sured or are not self- insured for such work , all A disease is not bodily injury by accident unless provisions of the policy will apply as though that it results directly from bodily injury by accident, state were listed in Item 3 .A , of the Information 2 . Bodily Injury by Disease . The limit shown for Page . " bodily injury by disease—policy limit" is the 3 . We will reimburse you for the benefits required most we will pay for all damages covered by this by the workers compensation law of that state if insurance and arising out of bodily injury by dis. we are not permitted to pay the benefits directly ease , regardless of the number of employees to persons entitled to them . who sustain bodily injury by disease . The limit 4 . If you have work on the effective date of this pol- shown for " bodily injury by disease—each em - icy in any state not listed in Item 3 .A. of the In- ployee" is the most we will pay for all damages formation Page , coverage will not be afforded for because of bodily injury by disease to any one that state unless we are notified within thirty employee . days . Bodily injury by disease does not include dis- ease that results directly from a bodily injury by B . Notice accident . Tell us at once if you begin work in any state listed in 3 . We will not pay any claims for damages after we Item 3 . C . of the Information Page , have paid the applicable limit of our liability un - der this insurance . PART FOUR YOUR DUTIES IF INJURY OCCURS H . Recovery From Others We have your rights to recover our payment from Tell us at once if injury occurs that may be covered anyone liable for an injury covered by this insurance . by this policy . Your other duties are listed here . You will do everything necessary to protect those 1 . Provide for immediate medical and other ser- rights for us and to help us enforce them . vices required by the workers compensation law. 2 . Give us or our agent the names and addresses I . Actions Against Us of the injured persons and of witnesses , and There will be no right of action against us under this other information we may need . insurance unless : 3 . Promptly give us all notices , demands and legal 1 . You have complied with all the terms of this poli- cy; and j 4of6 0 Copyright 2013 National Council on Compensation Insurance, Inc. All Rights Reserved . i