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INSURANCE Central Valley Kitchens & Toby Chandler shall be listed as additional insured loss payee. Lessor maintains blanket liability insurance coverage for the common areas of the building. Lessor's insurance does not cover Lessee's property in the building and on the premises. Lessor shall not be liable to Lessee, or to any other person, for any darnages on account of loss, damage, fire or theft of any personal or business property. Liability insurance: Caterers and vendors shall maintain liability insurance in accordance with the requirements of the State of California and/or Land Owner/Lessor. Lessee shall obtain and keep in force during the term of this lease a commercial general liability policy of insurance protecting Lessee. Lessor and any Lender(s) whose names have been provided to Lessee in writing as additional insured against claims for bodily injury, personal injury and property damage based upon, involving or arising out of the ownership; use, occupancy or maintenance of the premises and all areas appurtenant thereto. Such insurance shall be on an occurrence basis providing single limit coverage in an amount not less than $1,000,000.00 per occurrence with an `Additional Insured-Managers or Lessor's of Premises" endorsement and contain an amendment of the Pollution Exclusion endorsement for damage caused by heat, smoke or fumes from a hostile fire. The policy shall not contain any intra-insured exclusions as between insured persons or organizations, but shall include coverage for liability assumed under this lease as an insured contract for the performance of Lessee's indemnity obligations under this lease. The limits of said insurance required by this lease or as carried by Lessee shall not, however, limit the liability of Lessee nor relieve Lessor of any obligation hereunder. All insurance required by this lease or as carried by Lessee shall not, however, limit the liability of Lessee nor relieve Lessor of any obligation hereunder. All insurance carried by Lessee shall be primary to and not contributory to any similar insurance carried by Lessor; whose insurance shall be considered excess insurance only. INDEMNITY Caterers and Venders/Lessees and their assistants and agents assume all risk of personal injury or property damage not arising out of the willful misconduct of Toby Chandler, and agree to indemnify and hold harmless the Lessor for any and all clairns, costs or expenses incurred as a result of the conduct of Vendors and/or their assistants. Lessee shall indemnify and hold harmless Lessor from and against any and all claims arising from Lessee's use of the premises, or from the conduct of the Lessee's business or from any activity, work or things done, permitted or suffered by Lessee on the premises and shall further indemnify and hold harmless Lessor from and against any and all claims arising from any negligence of the Lessee, or any of Lessee's agents, contractors, visitors, or employees, and frorn and against all costs, attorney's fees, expenses and liabilities incurred in the defense of any such claim or any action or proceeding brought thereon, and in case any action or proceeding be brought against Lessor by reason of any such claim. Lessee, as a material pant of the consideration to Lessor, hereby assumes all risk of damage to property to injury to persons on the premises and Lessee hereby waives all claims in respect thereof against Lessor as it pertains to Lessee's operations. Additionally, Lessee shall not use the kitchen, or any portion of the Lessor's premises for the purpose of any illegal act, nor allow the performance of any such act by the Lessee's customers or guest. ,U I�,