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JONECOV-02 DADACAYA DATE(MMIDDIYYYY) CER CATS OF LIABILITY INSUFMCE 1 6/30/2014 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements . PRODUCER License#1 OE67768 NAME CT Elizabeth Lisek IOA Insurance Services-ORG PHONE 949 297-5962 AX(AIC No; 949)297-5960 130 Vantis,Suite 250 EMAIL Allso Viejo,CA 92656 ADDRESS:elizabeth.lisek@ioausa.com INSURERS AFFORDING COVERAGE NAIC# INSURER A:Homeland Insurance Company Of New York 34452 INSURED INSURER B:EMC Property&Casualty Company 25186 Jones Covey Group,Inc. INSURER C:Everest National Insurance Company 10120 9595 Lucas Ranch Rd Ste 100 INSURER D: Rancho Cucamonga,CA 91730 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. fLT R TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXP LIMITS LTR A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 5,000,00 CLAIMS-MADE ®OCCUR 7930001440003 07101/2014 07/01/2015 PREMISES Ea GE TO RENTED occurrence) $ 50,00 MED EXP(Agy one person) $ 5,00 PERSONAL&ADV INJURY $ 5,000,00 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,00 PPOLICY®JEC ❑LOC PRODUCTS-COMPIOPAGG $ 5,000,000 OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ 1 000,000 £a acadent , B X ANY AUTO 5E15054 07/01/2014 0710112015 BODILY INJURY(Per person) $ ALL OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS AUTOS HIRED AUTOS NON-OWNED PeOacEcIde DAMAGE $ $ UMBRELLA LIARX OCCUR EACH OCCURRENCE $ 2,000,000 A X EXCESS LIAB CLAIMS-MADE 7930001450003 07101/2014 0710112015 AGGREGATE $ 2,000,00 DED RETENTION$ $ WORKERS COMPENSATION 7( AND EMPLOYERS'LIABILITY STATUTE ER C ANY PROPMETORIPARTNEWEXECUTIVE YIN NIA CA10002046141 05/01/2014 0510112015 E.L.EACH ACCIDENT $ 1,000,00 OFFICERIMEMBER EXCLUDED? (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 1,000,00 Ifes,describe under DrSCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 1,000,000 A Professional Liab. 7930001440003 07/01/2014 07101/2015 1-imit: 5,000,00 A Pollution Llab. 7930001440003 07/01/2014 07101/2015 Limit: 5,000,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Re:Evidence of Insurance CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Jones Covey Group.Inc. AUTHORIZED REPRESENTATIVE 9595 Lucas Ranch Rd �'/G � Suite 100 �� f r C21 c Rancho Cucamonga,CA 91730 ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25(2014101) The ACORD name and logo are registered marks of ACORD