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10.0 ASSESSMENT LIMITATIONS <br /> The scope of this report is limited to the matters expressly covered. This report is prepared <br /> for the sole benefit of American Savings Bank, Irvine, California, and may not be relied <br /> upon by any other person or entity without the written authorization of CRC. In preparing <br /> this report, CRC has relied on information derived from secondary sources and personal <br /> interviews. Except as set forth in this report, CRC has made no independent investigation <br /> as to the accuracy and completeness of the information derived from secondary sources of <br /> personal interviews and has assumed that such information is accurate and complete. <br /> It should be recognized that the definition and evaluation of geologic and hydrologic <br /> conditions, as well as the assessment of chemical fate and movement in these conditions is <br /> a difficult and inexact science. Judgments leading to conclusions are generally made with <br /> incomplete knowledge of the subsurface conditions present. More extensive studies may be <br /> performed to reduce these inherent uncertainties. No warranty, expressed or implied, is <br /> made. <br /> All recommendations, findings and conclusions stated in this report are based upon facts and <br /> circumstances as they existed at the time that this report was prepared (e.g./federal, state <br /> and local laws, rules, regulations, market conditions, energy costs, wage rates, political <br /> climate and other matters that CRC deemed relevant). A change in any fact or circumstance <br /> upon which this report is based may adversely affect the recommendations, findings and <br /> conclusions expressed in this report. <br /> 11.0 CONFLICT CERTIFICATION <br /> CRC Environmental Risk Management, Inc., has no present or contemplated future <br /> ownership interest or financial interest in the real estate that is the subject of this Phase II <br /> Phase II Environmental Assessment and Subsurface Investigation Report, and; CRC <br /> Environmental Risk Management Inc., has no personal interest with respect to the subject <br /> matter of the Environmental Assessment and Subsurface Investigation Report or the parties <br /> involved and CRC Environmental Risk Management, Inc., has no relationship with the <br /> property or the owners thereof which would prevent an independent analysis of the <br /> environmental or other conditions of the property. <br /> CRC Environmental Risk Management,Inc. Project#2100-247-5 <br /> American Savings Bank 1888 Lockheed Court <br /> February 13, 1995 8 Stockton,California <br />