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Mr. Steve Sasson <br /> November 21, 1997 <br /> Page 2 <br /> BofA recognizes that a normal real estate transaction is difficult for environmental <br /> agencies, including SJCPHS, to review or to provide any assurances regarding <br /> environmental conditions. BofA further recognizes that because of this, a "no further <br /> action" letter will not be issued with regard to the information gathered as part of the <br /> transfer of the Ripon Branch real estate and submitted to SJCPHS for review. <br /> At this time, no further action is planned by the Bank. BofA wishes to thank SJCPHS for <br /> the consideration it has been able to give to this request for a "no further action" letter and <br /> the time that you personally have spent on this matter. <br /> ;Sincerel , <br /> . Schovanec <br /> nvironmental Analyst <br /> Attachment: Versar Report, dated 9/4/97 <br /> Cc: Carolyn Lown, #3017 CRE Disposition.7213.U.doc <br />