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15. GLASS REPAIR-WAIVER OF DEDUCTIBLE <br /> Paragraph D. Deductible of SECTION III - PHYSICAL DAMAGE COVERAGE is amended by the <br /> addition of the following: <br /> No deductible applies to glass damage if the glass is repaired rather than replaced. <br /> 16. PARKED AUTO COLLISION COVERAGE(WAIVER OF DEDUCTIBLE) <br /> Paragraph D. Deductible of SECTION III - PHYSICAL DAMAGE COVERAGE is amended by the <br /> addition of the following: <br /> The deductible does not apply to "loss" caused by collision to such covered "auto" of the private <br /> passenger type or light weight truck with a gross vehicle weight of 10,000 lbs. or less as defined by <br /> the manufacturer as maximum loaded weight the "auto" is designed to carry while it is: <br /> a. In the charge of an "insured"; <br /> b. Legally parked; and <br /> c. Unoccupied. <br /> The "loss" must be reported to the police authorities within 24 hours of known damage. <br /> The total amount of the damage to the covered "auto" must exceed the deductible shown in the <br /> Declarations. <br /> This provision does not apply to any "loss" if the covered "auto" is in the charge of any person or <br /> organization engaged in the automobile business. <br /> 17. TWO OR MORE DEDUCTIBLES <br /> Under SECTION III PHYSICAL DAMAGE COVERAGE, if two or more company policies or coverage <br /> forms apply to the same accident,the following applies to paragraph D. Deductible: <br /> a. If the applicable Business Auto deductible is the smaller (or smallest) deductible it will be <br /> waived; or <br /> b. If the applicable Business Auto deductible is not the smaller(or smallest) deductible it will be <br /> reduced by the amount of the smaller(or smallest)deductible; or <br /> c. If the loss involves two or more Business Auto coverage forms or policies the smaller (or <br /> smallest)deductible will be waived. <br /> For the purpose of this endorsement company means any company that is part of the Liberty <br /> Mutual Group. <br /> SECTION IV-BUSINESS AUTO CONDITIONS is amended as follows: <br /> 18. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br /> SECTION IV-BUSINESS AUTO CONDITIONS,Paragraph 6.2. is amended by adding the following: <br /> If you unintentionally fail to disclose any hazards, exposures or material facts existing as of the <br /> inception date or renewal date of the Business Auto Coverage Form,the coverage afforded by this <br /> policy will not be prejudiced. <br /> However, you must report the undisclosed hazard of exposure as soon as practicable after its <br /> discovery,and we have the right to collect additional premium for any such hazard or exposure. <br /> 19. AMENDED DUTIES IN THE EVENT OF ACCIDENT,CLAIM,SUIT,OR LOSS <br /> SECTION IV - BUSINESS AUTO CONDITIONS, paragraph A.2.a. is replaced in its entirety by the <br /> following: <br /> a. In the event of "accident", claim, "suit" or "loss", you must promptly notify us when it is <br /> known to: <br /> 1. You,if you are an individual; <br /> 2. A partner,if you are a partnership; <br /> 3. Member, if you are a limited liability company; <br /> 4. An executive officer or the "employee" designated by the Named Insured to give such <br /> notice,if you are a corporation. <br /> a 2013 Liberty Mutual Insurance <br /> CA 88 10 01 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 6 of 7 <br />