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To the extent possible, notice to us should include: <br /> (1) How,when and where the "accident" or "loss" took place; <br /> (2) The "insureds" name and address; and <br /> (3) The names and addresses of any injured persons and witnesses. <br /> 20. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US <br /> SECTION IV - BUSINESS AUTO CONDITIONS, paragraph A.5., Transfer of Rights of Recovery <br /> Against Others to Us,is amended by the addition of the following: <br /> If the person or organization has waived those rights before an "accident" or "loss", our rights are <br /> waived also. <br /> 21. HIRED AUTO COVERAGE TERRITORY <br /> SECTION IV- BUSINESS AUTO CONDITIONS, paragraph B.7., Policy Period, Coverage Territory, is <br /> amended by the addition of the following: <br /> f. For "autos" hired 30 days or less,the coverage territory is anywhere in the world,provided that <br /> the insured's responsibility to pay for damages is determined in a "suit", on the merits, in the <br /> United States, the territories and possessions of the United States of America, Puerto Rico or <br /> Canada or in a settlement we agree to. <br /> This extension of coverage does not apply to an "auto" hired, leased, rented or borrowed with <br /> a driver. <br /> SECTION V-DEFINITIONS is amended as follows: <br /> 22. BODILY INJURY REDEFINED <br /> Under SECTION V-DEFINTIONS,definition C. is replaced by the following: <br /> "Bodily injury" means physical injury,sickness or disease sustained by a person, including mental <br /> anguish,mental injury,shock,fright or death resulting from any of these at any time. <br /> COMMMON POLICY CONDITIONS <br /> 23. EXTENDED CANCELLATION CONDITION <br /> COMMON POLICY CONDITIONS, paragraph A. - CANCELLATION condition applies except as fol- <br /> lows: <br /> If we cancel for any reason other than nonpayment of premium, we will mail to the first Named <br /> Insured written notice of cancellation at least 60 days before the effective date of cancellation. This <br /> provision does not apply in those states which require more than 60 days prior notice of cancella- <br /> tion. <br /> a 2013 Liberty Mutual Insurance <br /> CA 88 10 01 13 Includes copyrighted material of Insurance Services Office,Inc.,with its permission. Page 7 of 7 <br />